By clicking “Buy Now,” “Complete Order,” or any other phrase on the purchase button, entering your credit card information, or otherwise rendering payment (either in-full or partial) for the product for which these terms appear ("Product"), you (“Client”) agree to be provided with products, programs, or services by NINA MARINARO ("Owner") on behalf of THE CONTRACT GURU LLC (“Company”), and you are executing a legally binding agreement with the Company, subject to the following terms and conditions:

(1) DISCLAIMER: (a) Purchasing the Product and/or a contract template from The Contract Guru LLC does not form an attorney-client relationship between you Nina Marinaro. PRODUCT does not include legal advice, despite Nina Marinaro, the owner of the COMPANY, being a licensed lawyer in New York State. The PRODUCT may include access to contract templates drafted by OWNER. These templates do not include or constitute legal advice and do not inherently form an attorney-client relationship between you and Nina. Although the contracts are not state-specific, The Contract Guru's templates are niche-specific (meaning, they have been created specifically for certain industries of online entrepreneurs). If you have any questions as to state specific laws for your contract, you should ask an attorney licensed in your jurisdiction - and having this template as a starting point will almost certainly be quicker & therefore cheaper than paying an expensive hourly attorney until you absolutely must. If you have questions about reviewing the contract template (aside from legal questions - but don't worry, Nina will tell you when something is a "legal question" & whether she can legally answer your "legal question"). By using Company’s services and purchasing this Product, Client accepts any and all risks, foreseeable or unforeseeable, arising from such transaction. Client agrees that Company will not be held liable for any damages of any kind resulting or arising from the use or misuse of the Program. Client agrees that use of this Product is at user’s own risk.

(b) Client understands that the Product has been designed by Company for general educational and informational purposes only, with the goal of teaching Customer new skills and providing Customer with awareness of traditional business practices. Through the Product, the Company might provide guidance regarding business decisions, but it is ultimately the responsibility of the Customer (and only the Customer) to make the final decision for his/herself. By using Company’s services and purchasing this Product, Client accepts any and all risks, foreseeable or unforeseeable, arising from such a transaction. Client agrees that Company will not be held liable for any damages of any kind resulting or arising from the use or misuse of the Program. Client agrees that use of this Product is at user’s own risk.

(c) Client hereby acknowledges that business mentoring is a subjective service and Company’s methods to provide this service may change in terms of style and/or technique. Company and/or Coach may use its personal judgment to provide the Program services to Client, even if these methods do not follow strict adherence to Client’s suggestions.

(d) Customer hereby acknowledges that Customer is solely responsible for the amount and type of income that Customer generates by implementing techniques and advice provided by Course. Customer also acknowledges that the Company cannot and does not guarantee that implementation of the Course will provide Customer with a lucrative business. Customer also agrees that he/she is solely responsible for any decision Customer makes and indemnifies Company from any liability regarding said decision.

(2) INTELLECTUAL PROPERTY: This Product contains information that is the intellectual property belonging to Company. Company provides Client with a single-user license authorizing Client to use the materials for their individual purposes only. Client shall not share, copy, distribute, disseminate, or sell the materials for either commercial or non-commercial purposes. Nothing in this Agreement shall transfer ownership of or rights to any intellectual property of the Company to the Client, nor grant any right or license other than those stated in this Agreement. Client may use the methods taught inside the Program for their internal business operations, but may not share, repurpose or distribute the Program’s teaching and pass them off as Client’s own.

(3) PAYMENT: (a) Upon execution of this Agreement, Client agrees to pay to the Company the full purchase amount for the Product, regardless of what payment option Client selects at checkout. (b) If Client selects a payment plan option, Client agrees to pay all fees pursuant to the payment schedule outlined at checkout and selected by Client. (c) Client authorizes Company to charge the credit card or account used at checkout to complete all payments pursuant to the payment plan Client selected at checkout, and Client does not require separate authorization for each payment. (d) If any payments fail, Client agrees to remedy the situation immediately (ie. update Client’s payment information, provide a new credit card, and/or make all past-due payments within 5 business days) or else Client forfeits his/her right to access the Product. (e) The Client shall not threaten or make any chargebacks to the Company’s account or cancel the credit card that is provided as security without the Company’s prior written consent. The Client shall pay for any fees associated with recouping payment, including but not limited to, collections fees and attorneys’ fees. In the event of a chargeback, Company reserves the right to report the incident to credit reporting agencies as a delinquent account.

(4) REFUNDS & TERMINATION: (a) Refunds - Due to the nature of this Product, Company does not offer refunds. There are no refunds permitted under any circumstance in order to compensate Company for the opportunity cost it experiences when reasonably relying on Client's purchase and completion of all of Client's obligations under the contract, thereby preventing Company from working with other clients or pursuing other opportunities. (b) Termination - Client dissatisfaction with Company’s subjective teaching style, independent judgment, methods, or other techniques are not valid reasons for termination of this Agreement or request of any monies returned to Client. Even if Client does not complete all portions of the Program, Client is nevertheless responsible for all payments due and owed under this Agreement by making the first payment of the Program at checkout and executing these Terms and Conditions.

(5) ACCESS: (a) Third-Party Platform - This Product may be distributed by Company either directly or through a third-party platform. Company reserves the right to substitute services equal to or comparable to the value of Product if reasonably required by the prevailing circumstances as determined by Company.

(6) RESCHEDULING - All calls must be scheduled with no less than 48 hours’ notice to Company. Any “rush” calls shall be subject to an additional $100.00 USD fee. Company may reschedule any portion of the Program at any time, at Company’s sole discretion. Company shall provide at least 15 minute’s notice of any rescheduled portion of the Program. If Client wants to reschedule any calls, ALL REQUESTS TO RESCHEDULE MUST BE MADE AT LEAST ONE HOUR IN ADVANCE, IN WRITING, AND BE ACCOMPANIED WITH A PROPOSED DATE AND TIME FOR THE RESCHEDULED CALL. Failure to comply with the rescheduling policy shall result in forfeiture of that week’s call with no money back and no discount on future payments. All rescheduled calls must take place no later than one (1) month after the Program end date.

(7) Confidential Information & Non-Disclosure - Company takes pride in its proprietary information included in each Product. As such, Customer agrees and acknowledges all Confidential Information shared through this Product and by the Coach is confidential, proprietary, and belongs exclusively to the Company. “Confidential Information” includes, but is not limited to: (a) Any systems, sequences, processes or steps shared with Customer; (b) Any information disclosed in association with this Agreement; (c) Any systems, sequences, processes, or trade secrets in connection with the Product or Company’s business practices.
(8) Testimonials - Company also agrees to protect Customer’s personally identifiable information. However, from time to time, Company may use general statements about Customer’s success for testimonials as part of Company’s marketing strategy. By agreeing to these Terms, Customer agrees to Company sharing Customer’s success stories as testimonials in any matter across any media at the sole discretion of Company.

(9) NON-DISPARAGEMENT: Client agrees, during and/or after use of Product, to refrain from making any statements, whether oral or in writing, that negatively impact Company’s program, business, services, products, or reputation.

(10) GOVERNING LAW: This Agreement shall be governed by and construed in accordance with the laws of the State of New York.

(11) MAXIMUM DAMAGES - Client agrees and acknowledges that the maximum amount of damages that Client may be entitled to in any claim arising from this Agreement or Program shall not exceed the total cost of the Program.

(12) EXECUTION – Customer agrees to accept the above Agreement in its entirety when Customer selects and confirms “I agree to the Terms & Conditions” at the Product checkout page and by rendering first payment.

(13) ENTIRE AGREEMENT: This Agreement contains the entire agreement between the parties and supersedes all prior agreements between the parties, whether written or oral.