By clicking “Buy Now,” “Complete Order,” or any other phrase on the purchase button, entering your credit card information, or otherwise rendering payment (either in-full or partial) for the product for which these terms appear ("Product"), you (“Client”) agree to be provided with products, programs, or services by NINA MARINARO ("Owner") on behalf of THE CONTRACT GURU LLC (“Company”), and you are executing a legally binding agreement with the Company, subject to the following terms and conditions:

(1) DISCLAIMER: Purchasing the Product and/or a contract template from The Contract Guru LLC does not form an attorney-client relationship between you and the attorney who drafted the contract template. Nina Marinaro, the owner of the COMPANY, is licensed in New York State & therefore cannot ethically speak to laws in other states. Although the contracts in our shop are not state-specific, The Contract Guru's templates are niche-specific (meaning, they have been created specifically for certain industries of online entrepreneurs). If you have any questions as to state specific laws for your contract, you should ask an attorney licensed in your jurisdiction - and having this template as a starting point will almost certainly be quicker & therefore cheaper than paying an expensive hourly attorney until you absolutely must. If you have questions about reviewing the contract template (aside from legal questions - but don't worry, Nina will tell you when something is a "legal question" & whether she can legally answer your "legal question"). By using Company’s services and purchasing this Product, Client accepts any and all risks, foreseeable or unforeseeable, arising from such transaction. Client agrees that Company will not be held liable for any damages of any kind resulting or arising from the use or misuse of the Program. Client agrees that use of this Product is at user’s own risk.

(2) INTELLECTUAL PROPERTY: This Product contains information that is the intellectual property belonging to Company. Company provides Client with a single-user license authorizing Client to use the materials for their individual purposes only. Client shall not share, copy, distribute, disseminate, or sell the materials for either commercial or non-commercial purposes. Nothing in this Agreement shall transfer ownership of or rights to any intellectual property of the Company to the Client, nor grant any right or license other than those stated in this Agreement.

(3) PAYMENT: (a) Upon execution of this Agreement, Client agrees to pay to the Company the full purchase amount for the Product, regardless of what payment option Client selects at checkout. (b) If Client selects a payment plan option, Client agrees to pay all fees pursuant to the payment schedule outlined at checkout and selected by Client. (c) Client authorizes Company to charge the credit card or account used at checkout to complete all payments pursuant to the payment plan Client selected at checkout, and Client does not require separate authorization for each payment. (d) If any payments fail, Client agrees to remedy the situation immediately (ie. update Client’s payment information, provide a new credit card, and/or make all past-due payments within 5 business days) or else Client forfeits his/her right to access the Product. (e) The Client shall not threaten or make any chargebacks to the Company’s account or cancel the credit card that is provided as security without the Company’s prior written consent. The Client shall pay for any fees associated with recouping payment, including but not limited to, collections fees and attorneys’ fees. In the event of a chargeback, Company reserves the right to report the incident to credit reporting agencies as a delinquent account.

(4) REFUNDS: Due to the digital nature of this Product, Company does not offer refunds. There are no refunds permitted under any circumstance.

(5) ACCESS: This Product may be distributed by Company either directly or through a third-party platform. Company reserves the right to substitute services equal to or comparable to the value of Product if reasonably required by the prevailing circumstances as determined by Company. Access to this Product is currently through a third-party platform, Podia Labs, Inc. (“Podia”). Company is not liable for any limitation of access to the Product caused by Podia.

(6) NON-DISPARAGEMENT: Client agrees, during and/or after use of Product, to refrain from making any statements, whether oral or in writing, that negatively impact Company’s program, business, services, products, or reputation.

(7) GOVERNING LAW: This Agreement shall be governed by and construed in accordance with the laws of the State of New York.

(8) ENTIRE AGREEMENT: This Agreement contains the entire agreement between the parties and supersedes all prior agreements between the parties, whether written or oral.